Over 300 people attend SME Conference 2025 – featuring international speaker

The Malta Chamber of SMEs successfully organised another edition of the highly anticipated SME Conference 2025, attracting over 300 business leaders, entrepreneurs, and professionals from across Malta. The event served as a dynamic platform for networking, knowledge sharing, and exploring opportunities for business growth.

This year’s edition featured an inspiring keynote address by Mr. Jasmin Alic, an internationally renowned speaker and leading voice on LinkedIn, who captivated the audience with insights on leadership, innovation, and digital engagement.

Following the keynote, participants had the opportunity to attend a series of four engaging workshops designed to address key areas of business development. These sessions covered The Use of AI in Business, Upskilling and Retaining Employees, Understanding EU Funds, Access to Finance & Incentives, Scale, Grow, Fund: Mastering Business Success, and Effective Recruitment, Sourcing of TCNs, and the New Labour Migration Policy.

Through these workshops, attendees gained valuable practical insights and tools to strengthen their operations and prepare for future challenges. The SME Conference 2025 reaffirmed the Chamber’s ongoing commitment to supporting the local business community and driving innovation, growth, and sustainability within Malta’s SME sector.

Invitation to Businesses: Participate in Two Research Studies

Study Title: The relationship between Emotional Intelligence and Leadership Effectiveness in Maltese Companies

You are kindly being invited to take part in this research study conducted by Christine Marie Bezzina, as part of the requirements for her dissertation pertaining to her Masters in Business Administration at Warwick University.

Please take the time to read the following information carefully. Kindly contact the researcher at , if there is anything that is not clear or if you would like more information on the study being conducted.

Click here to participate in research

Research study on business banking satisfaction and service experiences across Malta

This comprehensive study aims to identify service gaps and opportunities for improvement that could benefit the entire Maltese business community.

Click here to participate in research

Press Release: SME Chamber welcomes the 2026 Budget and a number of its proposals supporting SMEs

Following the Budget speech, the SME Chamber welcomes the 2026 Budget which will assist SMEs to grow and remain competitive. Initiatives such as the improvement of the Micro Invest Scheme, the increased support for digitalisation and the incentive to invest in R&D are among the measures that will help businesses strengthen and expand.

The SME Chamber notes that a number of its proposals were taken up by the Government and acknowledges that, in preparation for this Budget, the Government, particularly the Minister for Finance organised several consultation meetings with the SME Chamber.

The SME Chamber’s proposals were developed using insights from the quarterly SME Barometer, which consistently gathers feedback from businesses, as well as input from members and targeted focus group discussions. The SME Chamber urges the Government to continue addressing the issues highlighted by businesses in the SME Barometer over the past months, including employee shortages, unfair competition, good governance, and traffic congestion.

SME BAROMETER Q3 2025 – SME confidence rises amid persistent challenges

The Malta Chamber of SMEs, in collaboration with MISCO, has published the results of the latest SME Barometer (Q3 2025) survey. The study was conducted among 456 businesses between the 6th and 16th of October 2025.

When asked about the most pressing issues affecting their businesses, respondents identified employee shortages as the top concern (46%), followed by unfair competition (23%) and excessive competition (17%). Other key challenges cited include traffic congestion and skills mismatches.

At a national level, overpopulation (36%) remained the most significant concern for SMEs. Other ongoing worries include the lack of good governance (31%) and corruption (26%), while safeguarding quality of life saw a notable increase in importance, rising from 15% in Q2 to 23% in Q3, making it the fourth most frequently mentioned issue.

Business sentiment showed a slight improvement compared to previous quarters; however, 66% of respondents still feel that Malta is moving in the wrong direction. A slightly larger proportion of businesses expressed optimism about the next 12 months compared to Q2.

A special section of the survey focusing on digital transformation revealed that a strong 77% of SMEs recognise the importance of digitalisation for future growth. Among them, 51% are actively investing in digital tools, while 26% acknowledge its importance but struggle with implementation.

The SME Chamber urged the Government to expand financial incentives, such as grants and tax credits to support wider digital adoption.

The SME Chamber recommends increased support for micro and small businesses, including:

  • Enhanced Micro-Invest support, raising aid intensity for micro-enterprises from 45% to 65%, and increasing the credit cap for small enterprises from €50,000 to €70,000.
  • An additional €20,000 digitalisation capping for businesses adopting digital invoicing ahead of 2030.
  • Stronger transparency and anti-corruption measures to rebuild institutional trust.
  • Streamlined regulatory processes to reduce bureaucracy and duplication.
  • The establishment of a centralised advisory platform to help SMEs access green and digital financing opportunities.

SME Chamber President Mr. Paul Abela stated that “SMEs continue to demonstrate resilience and adaptability, but they need clarity, consistency, and fairness from institutions.”

SME Chamber COO Mr. Andrew Aquilina emphasised the need for Budget 2026 to strengthen support for micro and small businesses, and to enhance schemes and incentives that have historically provided critical assistance to these enterprises.

The SME Barometer Survey is a collaborative initiative between the Malta Chamber of SMEs and MISCO.

Click here to download full results.

Press Release: The SME Chamber calls for a constructive dialogue and evidence-based studies to assess the impact of a four-day week proposal

Following the recent debate on the potential introduction of a four-day working week, the Malta Chamber of SMEs believes that such proposals are premature and should only be considered following extensive consultation and studies with all relevant stakeholders.

While the SME Chamber strongly believes that employee wellbeing is an essential pillar of sustainable business practices the SME Chamber expresses several concerns, particulalry related to productivity, cross-sector competitiveness, and other immediate and long-term implications of such proposals.

Representing Small and Medium enterprises, which make up over 99% of Malta’s economy, with 97% being micro-businesses employing fewer than 10 people, the SME Chamber notes that a 20% reduction in productivity time (as would result from a four-day, 32-hour week) would have a significant negative impact especially on the micro companies. For instance, in a standard business employing 5 employees, this measure would effectively equate to bringing the workforce down to 4 employees.

On the other hand, a 40-hour, four-day work week would also have an impact on productivity, operations, and increase costs across several sectors.

The SME Chamber therefore calls for a constructive dialogue, free from partisan politics and a cross sector evidence-based studies to assess the impact of such measures particulary on micro and small enterprises.

SME Chamber Landlords section meets Minister for Social and Aaffordable Accomodation Roderick Galdes

Malta Chamber of SMEs COO, Mr. Andrew Aquilina, together with Mr. Francis Darmanin from the Landlords Section, met with the Minister for Social and Affordable Accommodation, Hon. Roderick Galdes.
During the meeting, the SME Chamber presented proposals developed in collaboration with the Committee and its members. The aim is to create a fair and efficient rental market.

The Malta Chamber of SMEs invited by the President of Malta to San Anton Palace

Council members of the Malta Chamber of SMEs, together with members of staff, attended an event organised by Her Excellency Myriam Spiteri Debono, President of Malta, during which she hosted members of the Malta Council for Economic and Social Development (MCESD) at San Anton Palace.

President Myriam Spiteri Debono thanked all MCESD – Malta Council for Economic and Social Development members for their dedication and commitment to the well-being of the Maltese and Gozitan people.

She also encouraged representatives to extend their support to the Malta Community Chest Fund.

SME Chamber meets new Leader of the Opposition, Dr Alex Borg

The Malta Chamber of SMEs met the new Opposition Leader Hon. @alexborg and other Members of Parliament to discuss current issues related to members of the Malta Chamber of SMEs.

SME Chamber President Mr Paul Abela presented the Budget 2026 proposals and mentioned a number of issues which businesses are currently facing and emphasised the importance of social dialogue.

President Mr Paul Abela, Deputy President Mr Philip Fenech, COO Mr Andrew Aquilina and Council Members Mr Marcel Mizzi, Mr Beppe Muscat, Mr Robert Micallef, Me Michael Galea, Ms Donha Muscat, Ms Joan Haber and Mr Joseph Zerafa participated on behalf the SME Chamber during this meeting.

The EU Accessibility Act and small businesses – Opinion by Marcel Mizzi published on Times of Malta

Why digital accessibility is no longer optional – and how even micro-enterprises can benefit

Published by TimesofMalta

The EU Accessibility Act (EAA) came into force on June 28. In simple terms, it requires businesses to make their digital products and services accessible to people with disabilities. While the original directive includes several long-standing obligations, such as those on physical accessibility, this latest iteration brings renewed focus on digital and online accessibility.

The recent updates are primarily targeted at large enterprises, including national service providers and consumer product manufacturers whose offerings are intended for public use. The directive seeks to ensure that widely used devices and services are fully accessible, whether they are imported or provided locally. Digital hardware used to deliver common services such as access control, online banking, ATMs, e-commerce, online booking and ordering must be designed to be fully accessible to users with any type of disability.

Governments face a significant challenge in complying with the new standards as all government’s digital assets need to be compliant. As most of these services are indispensable to practically everyone, they are directly impacted. Here in Malta, a lot of progress has been made in this regard with the work of the relevant government entities and CRPD but a lot remains to be done. Small businesses are not entirely off the hook either and non-compliance can result in hefty fines.

In reality, most micro and small businesses are exempt except for those selling products through an eCommerce platform to local or international customers, however small they may be. Informational and corporate websites with no online sales function are largely excluded. That said, even these businesses can benefit from complying with the updated accessibility standards.

In Europe, there are over 100 million people with disabilities of some sort, which is a market too large to overlook.

Furthermore, search engines are now penalising inaccessible websites, which means that a fully accessible website can bring more traffic and potential customers.

Brand reputation can also benefit by having a fully accessible digital identity.

The goal of the directive, and its implementation in Malta, is not to burden businesses unnecessarily but to ensure that people with disabilities can access eCommerce platforms, including those run by micro-enterprises. In fact, the legislation also includes an exemption clause.

Small businesses that cannot afford the required changes and upgrades or if the cost will have a significant impact on their operations can apply for an exemption through a formal process.

This process involves documentation and effort, the cost and complexity of which are not yet fully known. It may be more practical and cost-effective to simply implement the necessary updates.

Additionally, the directive promotes a “design for accessibility” approach, which means that accessibility should be considered and built into new online projects from the very beginning. Adhering to the standards of the directive from the start is not too hard and much easier than making changes later when pressed to comply.

A lot of questions arise, such as, would a B2B Wholesale eCommerce site with a limited audience have to comply? To access these sites, a user would typically need a login and password, which would be supplied by the site owner. Arguably, if none of the users have special needs, why would the owner have to abide by the standards?

While researching for this article, this question was raised and the straight answer is ‘no’ unless one of the resellers has disability issues. So, in this case, if there are no users with special needs, nothing needs to be done. If, however, there is a complaint, the owner would have to accommodate the needs of the complainant.

Small businesses with eCommerce platforms in Malta first need to know how compliant they are to begin with. This can easily be done using one of the numerous free online accessibility scanners. The results will highlight the areas needing improvement. Unless the business has the expertise in-house, a web developer would need to be involved to implement the changes.

Fortunately, many of the required updates can be addressed using plug-ins or add-ons, which are inexpensive and readily available. Most of these provide features such as changing text size, colours, zooming and so on. These extensions, however, will not add descriptive tags to product images and getting that done manually can be a considerable challenge. If the task is unsurmountable with the current resources, at the very least, businesses can devise a strategy that, from now on, all product images include the necessary descriptive tags.

The idea behind adding descriptions to all images is so that persons with low eyesight can use screen readers. These readers will only read out the hidden text behind the image and, without that, they will simply just say ‘image’ or read the image filename.

Another key factor is raising awareness within both private enterprises and government institutions. Staff should understand accessibility, not only in terms of physical access but also digital accessibility. In some cases, a brief explanation may be sufficient, while in others, structured training can be invaluable.

Ultimately, the most effective way to ensure your website meets the requirements of the directive is to gather feedback directly from individuals with disabilities. Their insights are invaluable in assessing the real-world impact of your efforts.

Malta Chamber of SMEs
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